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Detect Credit Report Violations.
Generate Dispute Letters.
Instantly.

Stop paying $99–$149/month for credit repair. ViolationHunter uses AI to scan your credit reports for FCRA violations and generates professional dispute letters—starting at just $10 per round.

✓ No subscription required ✓ FCRA compliant ✓ Privacy-first local AI

7 Violation Types Detected

AI-Powered FCRA Violation Detection

Our advanced AI engine scans your credit reports against a comprehensive legal knowledge base of FCRA, FDCPA, FCBA, and TILA regulations. Detect violations that traditional credit repair services miss.

FCRA §609
Unverified Debts
FCRA §605
Expired Items
FCRA §611
No Investigation
FCRA §605B
Identity Theft
FCRA §609
Missing Notices
FCRA §623
Inaccurate Balance
FCRA §623
Duplicate Accounts

Lightning-Fast Analysis

Upload your Equifax, Experian, or TransUnion credit report. Our AI scans it against 26 legal documents (1.5MB knowledge base) and identifies violations in under 60 seconds. No manual review needed.

  • Detects unverified debts (FCRA §609)
  • Identifies expired items (FCRA §605)
  • Finds duplicate accounts (FCRA §623)

Professional Dispute Letters

Generate Section 609, 611, or validation dispute letters with one click. Each letter is customized to your specific violations and formatted for maximum legal compliance.

  • FCRA-compliant letter templates
  • Ready-to-mail PDF format
  • Bureau-specific formatting
$10
per dispute round vs $99+/month elsewhere
<60s
Average analysis time per report
100%
Privacy-first local AI processing

Simple Token-Based Pricing

1 token = $1. 10 tokens = 1 dispute round. Top up when you need to — your balance never expires. Crypto payments accepted.

Most Popular
Monthly Token Pack
100 tokens — covers your monthly fee + 3 dispute rounds
$97one-time
100 tokens added
  • 100 tokens deposited to your balance
  • Covers 97-token monthly service fee
  • 3 extra dispute rounds included
  • Best choice for monthly users
Pro Token Pack
500 tokens — best value for power users
$450one-time
500 tokens added · $0.90/token
  • 500 tokens deposited to your balance
  • ~5 months of service + 20 rounds
  • Best per-token price ($0.90 vs $1.00)
  • Never run out mid-dispute
Pay As You Go
Top up any amount — 1 token = $1, minimum $10
$50
USD

50 tokens = 5 dispute rounds

DIY Bot License
Deploy your own credit dispute bot — your brand, your revenue
$497one-time
  • Full source code
  • Your own Telegram bot
  • Web dashboard + AI
  • Your brand & domain
  • 100% of revenue
  • Docs included
Real Results

Trusted by Credit Repair Seekers

See how ViolationHunter is helping people find FCRA violations and dispute credit report errors without paying monthly subscription fees.

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Marcus Thompson

Small Business Owner

ViolationHunter found 12 FCRA violations on my Equifax report that I had no idea existed. The dispute letters were generated in minutes and look completely professional.

ST

Jennifer Rodriguez

Real Estate Agent

I was paying $149/month to a credit repair company. ViolationHunter gave me the same results for $10 a round. Wish I had found this sooner!

ST

David Chen

IT Consultant

The AI detected expired debts from 2015 that should have been removed years ago. The Section 609 letters it generated were perfectly formatted and ready to mail.

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Sarah Williams

Nurse Practitioner

As someone with no legal knowledge, ViolationHunter made the dispute process incredibly simple. Upload, analyze, download. Done in 5 minutes.

ST

Michael Anderson

Construction Manager

Found unverified medical debt on all three bureaus. ViolationHunter generated bureau-specific letters citing the exact FCRA sections violated. Impressed.

ST

Lisa Martinez

Teacher

The transparency is amazing. I can see exactly which violations were found and why. No hidden fees, just pay for what you use. Perfect for someone on a budget.

Stop Overpaying for Credit Repair

Professional FCRA violation detection and dispute letters for a fraction of traditional credit repair costs. Start with just $10 — no subscription, no contract.

No subscription • Tokens never expire • Privacy-first AI

FAQ

Common Questions About Credit Repair

Everything you need to know about FCRA violations and dispute letters.

What FCRA violations can ViolationHunter detect?

ViolationHunter detects 7 types of FCRA violations:

  • Unverified debts (FCRA §609)
  • Expired debts beyond 7-year reporting limit (FCRA §605)
  • Missing investigation evidence (FCRA §611)
  • Identity theft items (FCRA §605B)
  • Missing required notices (FCRA §609)
  • Inaccurate account balances (FCRA §623)
  • Duplicate accounts (FCRA §623)

How does the token system work?

ViolationHunter uses a simple prepaid token system — 1 token = $1:

  • 10 tokens = $10 — 1 dispute round (all 3 bureaus)
  • 100 tokens = $97 — 1 month service fee + 3 rounds
  • 500 tokens = $450 — ~5 months + 20 rounds (best value)
  • 97 tokens deducted monthly to keep your account active

No hidden fees. Buy tokens when you need them — your balance never expires.

Is my credit report data secure and private?

Yes. ViolationHunter uses privacy-first local AI processing:

  • All AI analysis happens on our secure servers (not external AI APIs)
  • Your credit report is never shared with third-party AI services
  • Data is encrypted in transit and at rest
  • FCRA compliant data handling practices

Do my tokens expire?

No. Token balances never expire. Buy tokens whenever you need them and use them at your own pace. The only recurring cost is the optional 97-token/month service fee that keeps your account active — if your balance drops below 97 tokens, services simply pause until you top up.

What credit bureaus does this work with?

ViolationHunter works with credit reports from all three major bureaus: Equifax, Experian, and TransUnion. Upload any of these formats and our AI will detect violations and generate bureau-specific dispute letters.

How long does it take to analyze my credit report?

Analysis typically takes less than 60 seconds. Our AI scans your entire credit report against our 1.5MB legal knowledge base (26 legal documents) and returns a detailed violation report instantly.